LendPlus review
Publishes its full pricing and pays out at weekends via eWallet; the price is near the legal cap.
Cape Town online payday lender in the Aventus Group, lending R500 to R4 000 over 65 to 90 days. Its app listing publishes the full fee formula and a worked example, and returning customers get the 3%-a-month rate instead of 5%.
Who it suits: Someone who needs up to R4 000 fast, including outside banking hours, and can repay over two to three months.
Runs on the same platform as LendPlus, PrimeLoans and CrediWise — identical FAQ wording, the same eWallet payout option, the same 23–62 age band. LendPlus is part of the Aventus Group; treat the four as one lender family when spreading applications.
MoneyMatcher rating
3.5- Transparency
- 4/5
- Cost
- 2/5
- Speed
- 5/5
- Flexibility
- 3/5
Operator named, costs published, claims that match the law
How far below the legal maximum it prices
Application to money in your account
Amounts, terms, extensions, early settlement
Borrowing money costs money — only borrow what you can afford to repay. Lenders listed here publish a National Credit Regulator registration; matching services are not lenders and are labelled as such. The order of our lists reflects our partner agreements; the star ratings are our own. Costs shown as "legal maximum" are the caps set by the National Credit Act, not a lender's price.
Key facts
Read from the company's own site on 25 August 2026
| Type | Registered credit provider |
|---|---|
| Legal name | Lendplus Technology (Pty) Ltd |
| Company registration | 2023/805154/07 |
| NCR registration | NCRCP17814 (as published by the lender) |
| Products | short-term |
| Loan amounts | R500 – R4 000 |
| Terms | 66 days – 3 months |
| Payout | 15 minutes to 2 hours in business hours; instant to an eWallet at any time |
| Cost example | Lender's own example: R1 000 over 90 days — interest R90, initiation fee R150, service fee R91, R1 331 to repay (APR 60.1%) Source: https://play.google.com/store/apps/details?id=za.lendplus (product description) |
| Website | lendplus.co.za |
Source: https://lendplus.co.za/faq/ (up to R4 000 for repeat customers, 15 min–2 h, eWallet) and the Google Play product description (R500–R4 000, 65–90 days, 60% a year for first loans and 36% for returning customers, age 23–62, formal employment)
Where it does well
- Full cost example and fee formula published
- eWallet payout works on weekends
- Extension available by paying accrued interest before the due date
Where it doesn't
- R4 000 ceiling, and only for repeat customers
- Only formally employed applicants aged 23–62
- App reviews mention slow replies from support
Questions about LendPlus
›Is LendPlus registered with the NCR?
Lendplus Technology (Pty) Ltd publishes registration number NCRCP17814 on its site. You can confirm any number on the NCR's public register or by calling 0860 627 627.
›How much can I borrow from LendPlus?
LendPlus offers R500 – R4 000, subject to its affordability assessment. First loans are usually capped lower and rise after on-time repayment.
›How quickly does LendPlus pay out?
15 minutes to 2 hours in business hours; instant to an eWallet at any time. Your bank's clearing time decides when the money lands.
›What does a loan from LendPlus cost?
Lender's own example: R1 000 over 90 days — interest R90, initiation fee R150, service fee R91, R1 331 to repay (APR 60.1%)
Alternatives to LendPlus
PrimeLoans
The clearest pricing on the list — a full worked example with VAT — and two to three months to repay.
CreditBar
The fastest payout on the list, on the shortest terms — expensive per rand, fine for a genuine one-off.
CrediWise
Goes to the full R8 000 short-term ceiling with the same fast platform as LendPlus.
LendPlus
3.5