Century Financial Services review
Full short-term range and a mandate-first approach; its own site prints its NCR number two different ways.
A Durbanville short-term lender covering the full R500 to R8 000 range, which will only pay out once your bank has confirmed a DebiCheck mandate — slower than the app lenders, and harder to be debited by mistake.
Who it suits: A borrower who wants up to R8 000 and prefers a lender that sets up the debit order before, not after, the money moves.
MoneyMatcher rating
3.5- Transparency
- 3/5
- Cost
- 3/5
- Speed
- 4/5
- Flexibility
- 4/5
Operator named, costs published, claims that match the law
How far below the legal maximum it prices
Application to money in your account
Amounts, terms, extensions, early settlement
Borrowing money costs money — only borrow what you can afford to repay. Lenders listed here publish a National Credit Regulator registration; matching services are not lenders and are labelled as such. The order of our lists reflects our partner agreements; the star ratings are our own. Costs shown as "legal maximum" are the caps set by the National Credit Act, not a lender's price.
Key facts
Read from the company's own site on 25 August 2026
| Type | Registered credit provider |
|---|---|
| Legal name | Century Financial Services (Pty) Ltd |
| Company registration | 2023/140135/07 |
| NCR registration | NCRCP20790 (as published by the lender) |
| Products | short-term |
| Loan amounts | R500 – R8 000 |
| Payout | Same business day once the DebiCheck mandate is confirmed |
| Website | centuryfinancialservices.net |
Source: https://centuryfinancialservices.net/ (R500–R8 000; loans issued only after a verified DebiCheck mandate; NCRCP20790 in the header and footer, with NCRCP20970 printed once in a company-details block; 2023/140135/07; Durbanville)
Where it does well
- Full short-term range up to R8 000
- DebiCheck mandate before payout, so no surprise debit orders
- Same-day payout
Where it doesn't
- Its site prints two different NCR numbers — confirm on the register before relying on either
- No cost example published
- Term range not published
Questions about Century Financial Services
›Is Century Financial Services registered with the NCR?
Century Financial Services (Pty) Ltd publishes registration number NCRCP20790 on its site. You can confirm any number on the NCR's public register or by calling 0860 627 627.
›How much can I borrow from Century Financial Services?
Century Financial Services offers R500 – R8 000, subject to its affordability assessment. First loans are usually capped lower and rise after on-time repayment.
›How quickly does Century Financial Services pay out?
Same business day once the DebiCheck mandate is confirmed. Your bank's clearing time decides when the money lands.
›What does a loan from Century Financial Services cost?
Century Financial Services shows the cost in its pre-agreement quotation. Use our calculators for the legal maximum on your amount and term and compare the quotation against it.
Alternatives to Century Financial Services
CrediWise
Goes to the full R8 000 short-term ceiling with the same fast platform as LendPlus.
PrimeLoans
The clearest pricing on the list — a full worked example with VAT — and two to three months to repay.
Jabulani Money
Fast, small and clearly registered; ask for the quotation before you count on the amount.
Century Financial Services
3.5